We allege that some companies charge hidden fees and sky-high interest rates

We represent consumers in active investigations and legal actions against several high-profile financial technology (FinTech) companies. These platforms market themselves as disruptors—offering early wage access, overdraft protection, or small-dollar loans without traditional interest. But behind the sleek apps, many are charging deceptive or disguised fees, skirting lending laws, and pushing users into mandatory arbitration when disputes arise.

Our cases allege that these companies exploit financial desperation with hidden charges like “optional” tips, express fees, and membership plans that function as interest-bearing loan costs—often in violation of consumer protection statutes and usury laws. We’re also challenging the enforceability of their arbitration agreements, which are frequently buried in fine print and designed to block consumers from seeking public accountability.

We’re working to expose these junk fee structures and force FinTech companies to play fair—bringing transparency and legal scrutiny to an industry that too often profits from confusion.